More and more insurance is becoming a ‘big box’ business. Despite the fact that these companies are often far from pleasant to deal with, people often go with these companies believing they are getting a lower rate.

People are often surprised to find that we can supply excellent rates, sometimes significantly lower than the big guys. How do we do this? Well it’s an old-fashioned word… We call it ‘service’!

By taking the time to truly understand your situation and then working to match you up with the best possible provider we can almost always provide a significantly better rate and coverage.

The icing on the cake here is that you also get me. I care very strongly about my clientele and if you have questions or concerns about your insurance, I’m going to remember who you are, and work diligently on your behalf and see to it you’re very well taken care of.

call me or email me now at:





Stephen Monaghan

I have been working with Steve for over 5 years now and he has taken great care with all my insurance needs for me, my family, and my business.

I am extremely pleased working with Steve as he is very knowledgeable of the insurance business and shows great passion and care when dealing with my account.

Being a business owner and family man myself, I am very busy, and don’t have the time to take care of these things myself, but I know I can rely and trust on Steve to take care of everything for me.

My business with Steve will carry on for generations and I would highly recommend working with Steve to any of my friends and family.

Stephen Monaghan

Guelph, ON

Kari Gruneberg

Since becoming my insurance broker in 2014, Steve has gone the extra mile to make sure that I am getting the best rates for my insurance.

He is prompt in his responses and incredibly knowledgeable about insurance and I know that I am getting the best deal with him as my broker.

I would highly recommend him to anyone looking for an insurance broker who cares – Thanks Steve!

Kari Gruneberg

Waterdown, ON

Birmingham Consulting

Dear Steve:

I want to express my appreciation for your help with both our business and personal insurance over the years.

As you know, we experienced significant challenges with other brokers/agents when we needed to expand our business insurance to include areas outside of IT consulting. Every other company could only accommodate us by setting up two separate policies. It was such a relief when you were able to provide a single policy that included a rider for the additional services.

On the personal side, even before we switched our policies to you, your service and professionalism stood out. You helped us to identify a critical deficiency in our automobile policy even before we considered switching to you. This professionalism, combined with your solution for our business, made it an easy decision to switch our home and auto insurance to you.

Again, I appreciate you looking after us. I have referred you to others and will continue to do so.


Scott Birmingham
Birmingham Consulting Inc.


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