Outstanding rates & peace of mind!
More and more insurance is becoming a ‘big box’ business. Despite the fact that these companies are often far from pleasant to deal with, people often go with these companies believing they are getting a lower rate.
People are often surprised to find that we can supply excellent rates, sometimes significantly lower than the big guys. How do we do this? Well it’s an old-fashioned word… We call it ‘service’!
By taking the time to truly understand your situation and then working to match you up with the best possible provider we can almost always provide a significantly better rate and coverage.
The icing on the cake here is that you also get me. I care very strongly about my clientele and if you have questions or concerns about your insurance, I’m going to remember who you are, and work diligently on your behalf and see to it you’re very well taken care of.
What’s important to you?
Coverage:
Residential rental properties are a popular investment in Canada. Insuring them can be fairly straight forward depending on how they are managed, and the type of tenants leasing the property. Single family rentals with annual leases are ideal. Short term rentals, furnished rentals, student rentals and commercial/residential mixed properties all will need a specialty insurance solution. Let me work with you to review your rental property insurance needs and provide you with some competitive options.
Choice:
With offices across Ontario, I can find the right solution for you. Our brokerage represents over 15 insurance companies in Ontario. With that many to choose from, we are sure to find you a very competitive rental property insurance rate that fits your needs and budget.
Discounts:
Each insurance company has many condo insurance discounts available. I will work with you to find the best home insurance for your situation. Some of the discounts available are:
- Multi-policy discount (insuring auto and property with the same company)
- Multi-property discount (insuring multiple properties with the same insurance company)
- Mortgage free discount
- New Home discount
- Monitored Alarm discount
- Retiree (age) discount
- Claims free discount
- Non-smoker discount
- Loyalty discount
- Sewer backup prevention
Professional Advice:
There are very few people that actually review their rental property policy and know what they are covered for. If you are like most people, you just want to know you are protected. Having your options explained to you is one thing I can promise you. In the event you experience a loss, we can review your claim options together. I will be able to walk you through the claims process to be sure that everything goes smoothly.
Payment Flexibility:
Are you looking to pay your premium in full to save the monthly finance fee? Maybe you like to pay for your home insurance monthly from your credit card so you can build your reward points. Whatever your preference, we have a solution for you.
Additional Coverage:
Sewer backup coverage
Water damage is the number 1 source of claims today. The sewer backup endorsement adds coverage to your property policy to protect your home from damage caused by rupture of or escape of water from a sewer, drain, sump, or septic tank.
Rental Income
This insurance compensates you for lost rent in the event you have an insurable loss at your property. If the loss is major and the home can’t be occupied while the repairs or replacement are taking place, there is a chance of losing your tenants which means losing your monthly rent.
Building owner’s contents coverage
Rental properties often contain some of the landlord’s contents. Coverage for these contents can be added as additional coverage. Generally, the contents are limited to the appliances in the home (washer, dryer, stove, dishwasher).